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A deferment is a temporary pause to your student loan payments for specific situations such as active duty military service and reenrollment in school. You can receive a deferment on Federal Student Loans for a certain defined period.
Acceptable reasons for deferment Medical reasons. Social reasons. Other special circumstances such as: Care of children. Military service or civilian service. Student union posts. Postponed leave from your job under the Employees Right to Educational Leave Act (SFS 1974:981).
In general, deferment may be considered for the following reasons: New employment or newly established business. Examinations. Marriage and honeymoon. Birth of a child. Compassionate grounds (e.g. serious illness or death of next-of-kin)
7 good reasons to defer university admission Take a gap year. Taking a gap year might be one of the most popular reasons to defer university admission. Address personal concerns. Improve your health. Raise additional funds. Complete an internship abroad. Build your academic skill set. Volunteer abroad.
If you submit an application for the current application cycle but later ask to defer your place to the following academic year this is known as a deferral request.
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A deferment is a period during which you are entitled to postpone repayment of your loans. Interest is not generally charged to you during a deferment on your subsidized loans. Interest is always charged to you during a deferment on your unsubsidized loans.

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