TEMPORARY TOTAL DISABILITY DEFERMENT REQUEST - files safmt 2025

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A deferment lets you temporarily reduce or postpone payments on your loan(s) if youre returning to college, going to graduate school, or entering an internship, law clerkship, fellowship, or residency.
If youre in a short-term financial bind, you may qualify for a deferment or a forbearance. With either of these options, you can temporarily suspend your payments. But keep in mind that forbearance and deferment have pros and cons.
A deferment is a temporary pause to your student loan payments for specific situations such as active duty military service and reenrollment in school. You can apply for a deferment with your loan servicer, and you must continue to make payments until youve been notified that your deferment was approved.
Deferment means arranging for something to happen at a later date. [formal] the deferment of debt repayments. [ + of] Synonyms: postponement, delay, suspension, putting off More Synonyms of deferment.
Deferment: Generally better if you have subsidized federal student loans or Perkins loans, and youre unemployed or dealing with significant financial hardship. Forbearance: Generally better if you dont qualify for deferment and your financial challenge is temporary.
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