APPLICATION FOR RETIREMENT CREDIT FOR SERVICE - treasury tn 2025

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RetireReadyTN is the states retirement program, combining the strengths of one of the nations strongest defined benefit plans, provided by the Tennessee Consolidated Retirement System (TCRS); a 401(k) plan; and retirement readiness education.
Normal Service Pension Unreduced benefits begin at age 60 once your age plus your years of service equal 85 points or at age 65 with 5 years of service. Unreduced benefits begin at age 53 once your age plus your years of service equal 75 points or at age 60 with 5 years of service.
The Tennessee Consolidated Retirement System (TCRS) is a defined benefit pension plan that covers state employees, higher education employees, K-12 public school teachers, and employees of political subdivisions who have elected to participate in the plan.
Tennessee Consolidated Retirement System (TCRS) Benefits are determined using the members highest five-year average salary and years of service. TCRS Hybrid has a defined benefit portion and a defined contribution portion (employer contribution to the 401k).
Full-time state employees are automatically a member of the Tennessee Consolidated Retirement System (TCRS). However, you must accrue five years of creditable state service before you are vested (guaranteed retirement benefits when age requirements are met).
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Full-time state employees are automatically a member of the Tennessee Consolidated Retirement System (TCRS). However, you must accrue five years of creditable state service before you are vested (guaranteed retirement benefits when age requirements are met). The state makes all contributions to your retirement account.
Am I eligible for the Blended Retirement System? Service members who joined after January 2018 are automatically enrolled into the Blended Retirement System. Other service members either elected to join the new blended retirement system or chose to retain the legacy retirement plan.

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