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Parental Leave Working Mother Deferment Request - tgslc

Parental Leave Working Mother Deferment Request - tgslc 2025

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The document is a Parental Leave/Working Mother Deferment Request form for borrowers of the William D. Ford Federal Direct Loan and Federal Family Education Loan programs. It outlines eligibility criteria for deferments related to parental leave or being a working mother, detailing the necessary documentation and borrower responsibilities. The form includes sections for borrower identification, deferment requests, certifications, and instructions for completion, emphasizing the importance of accurate information and potential penalties for misrepresentation.

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Can a parent PLUS loan be put in forbearance?

Yes, a Parent PLUS loan can be deferred while the student is enrolled at least half-time, even if that enrollment is for another degree than what the loan was taken for. Youll usually need to specifically request that deferment.

Can you get a deferment on a parent PLUS loan?

There are two main types of forbearance for Parent PLUS Loans: Voluntary Forbearance: You apply for this when you need a break from payments, usually due to financial struggles. Automatic Forbearance: This can happen without applying, such as during the COVID-19 relief period.

What qualifies for deferment?

The Department of Education allows eligible federal student loan borrowers to defer their payments for a variety of reasons, including economic hardship, cancer treatment, in-school deferment, military duty and more. Student loan deferment allows you to pause your monthly payments for a predetermined time.

What is working mother deferment?

This deferment must be requested and you must provide your lender a statement certifying: Youre pregnant or caring for your newborn child, or caring for a child immediately following an adoption. You wont be attending school during this period.

Can I pause parent PLUS loan payments?

In addition, parent PLUS loans arent eligible for some other types of federal student loan forgiveness programs. To get around this, some borrowers go through two or more federal consolidations to hide the origin of the loans, then request an IDR plan. This process is often called the double consolidation loophole.

Can you defer payments while on maternity leave?

To qualify for a parental-leave deferment you must give your lender a statement certifying that you are pregnant, caring for your newborn child, or caring for an adopted child immediately following the placement of the child with you, and wont be attending school or working full-time during the deferment period.

Can you defer a parent plus student loan?

Repayment of Parent PLUS Loans begins once the loan is fully disbursed to the school. You can request deferment on repayment, but interest will accrue during that time. Refinancing could lower your interest rate and change your repayment length.

Parental Leave Working Mother Deferment Request - tgslc 2025

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