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The individual mandate penalty will not be in effect in 2019. Starting in 2019 there will no longer be a financial penalty for not having health insurance. However, there are still numerous financial and health related reasons to consider signing up for a low-cost-health insurance plan.
The OPWDD Home and Community-Based Services (HCBS) Waiver operated by the Office for People With Developmental Disabilities (OPWDD) is a program of supports and services that enables adults and children with developmental disabilities to live in the community as an alternative to Intermediate Care Facilities (ICFs).
NYC Care is a health care program at NYC Health + Hospitals provides low- and no-cost health care services. It is available to New Yorkers who do not qualify for or cannot afford health insurance. Call 646-NYC-CARE (646-692-2273) to enroll in NYC Care.
Driving without insurance in New York is not only illegal but also puts you at greater financial risk. While the cost of car insurance may seem like a lot, driving without insurance could end up being even more expensive especially if youre involved in an accident.
Exemptions from the requirement to have health insurance The fee for not having health insurance (sometimes called the Shared Responsibility Payment or mandate) ended in 2018. This means you no longer pay a tax penalty for not having health coverage.
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In 2023, you are no longer required to pay a federal tax penalty for remaining uninsured. However, that may not apply to you if you live in a specific state. For those in California, you are still required to have health insurance and could be subject to a fee should you remain uninsured.
Which states have an Individual Mandate? California. D.C. Massachusetts. New Jersey. Rhode Island. Vermont (but theres currently no financial penalty attached to the mandate)
The Affordable Care Act (ACA) requires almost every individual and each of his or her dependents to have health insurance coverage. If they do not have health insurance, they must claim an exemption or pay a tax penalty on his or her federal income taxes the following year.

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