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What is a merchant on a credit card?

The person or business entity that sells goods or services to a customer. For the purposes of the PCI DSS, a merchant is defined as any entity that accepts payment cards bearing the logos of any of the five members of PCI SSC (American Express, Discover, JCB, MasterCard or Visa) as payment for goods and/or services.

What is the visa merchant location rule?

If you provide merchandise or services via mail, phone, in-app or the web, then your location must be the country of your principal place of business1.

How does visa define a merchant?

VISA Merchant means any person or entity with whom the Bank or any member or licensee of VISA has a subsisting agreement relating to the use and or acceptance of a VISA Card for the payment to such person or entity whether for goods, services or charges incurred and/or to obtain Cash Advances from such person or entity