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2012 -2013 Verification Procedures (Dependent Students) - subr

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The document outlines the verification procedures for dependent students applying for federal student aid at Southern University for the 2012-2013 academic year. It provides essential information on how to complete the verification process, including required documents, frequently asked questions, and a checklist to ensure all necessary paperwork is submitted. The document emphasizes the importance of accuracy in financial information and outlines steps to take if corrections are needed.

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What is a PLUS loan for college?

Direct PLUS loans are federal loans that graduate or professional degree students or parents of dependent undergraduate students can use to help pay for education expenses. Direct PLUS loans have a fixed interest rate and are not subsidized, which means that interest accrues while the student is enrolled in school. What is a Direct PLUS loan? consumerfinance.gov ask-cfpb what-is-a consumerfinance.gov ask-cfpb what-is-a

Are PLUS loans or unsubsidized loans better?

Direct Graduate Unsubsidized Loans are designed to be the primary type of federal loans used by graduate students. They have generally better terms and fees compared with Direct Grad PLUS Loans, but their borrowing limits are docHubly lower in most cases and may not cover your cost of attendance.

Is it hard to get a student PLUS loan?

While you dont need excellent credit to get a PLUS loan, you cant have an adverse credit history. But even if you do have an adverse event like a bankruptcy or loan default, you might still qualify by adding a creditworthy endorser to your PLUS loan application.

What does PLUS loan mean in college?

Direct PLUS Loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school. PLUS loans can help pay for education expenses not covered by other financial aid.

What is a federal subsidized student loan?

Subsidized Loans are loans for undergraduate students with financial need, as determined by your cost of attendance minus expected family contribution and other financial aid (such as grants or scholarships). Subsidized Loans do not accrue interest while you are in school at least half-time or during deferment periods. Subsidized and Unsubsidized Loans | UF Office of Student Financial Aid ufl.edu types-of-aid subsidized-and-u ufl.edu types-of-aid subsidized-and-u

What are the disadvantages of a PLUS loan?

The parent, not the student, is responsible for repaying the PLUS loan. PLUS loans dont qualify for all of the income-driven repayment plans that student loans do. PLUS loans have large borrowing limits, making it possible to take on too much debt.

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