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IDAHO OPTIONAL RETIREMENT PLAN ELECTION FORM

IDAHO OPTIONAL RETIREMENT PLAN ELECTION FORM 2025

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The document is an election form for the Idaho Optional Retirement Plan (ORP), allowing employees to enroll or change their ORP carrier. It includes sections for the applicant to provide personal information and select a carrier, as well as a section for the employer to certify eligibility and effective date.

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What is the public employee retirement system of Idaho?

Public Employee Retirement System of Idaho (PERSI) This is your pension plan provided by the State of Idaho. You and your employer make contributions to PERSI to fund your retirement and related benefits. PERSI also offers a 401(k) plan through which you may voluntarily save for the future.

What are the benefits of retiring in Idaho?

Idaho is a good state for retirement due to its tax benefits, natural beauty, good climate, outdoor recreation, and good healthcare. The state exempts Social Security income from state income taxes, and it has low property taxes and sales taxes; public pensions may also be eligible for a deduction.

How does Idaho rank for retirement?

ing to a recent study from the personal finance website WalletHub, Idaho is the ninth-best state to retire for those looking to keep some spare change in their pockets.

What is the most tax-friendly state to retire in?

1. Alaska. Alaska is the most tax-friendly state for retirees because it has no state income tax or tax on Social Security. And its sales tax rate is the fourth lowest on our list fifth lowest in the U.S. But keep this in mind: The cost of living in Alaska is higher than in most states.

What taxes do retirees pay in Idaho?

Idaho taxes on retirees Social Security: Not taxable. Pensions: Partially taxable (Some military and government pensions might qualify for an exemption) 401(k) and IRA Distributions: Taxable.

Is Idaho a good place to retire for taxes?

Idaho is tax-friendly toward retirees. Social Security income is not taxed. Withdrawals from retirement accounts are fully taxed. Wages are taxed at normal rates, and your marginal state tax rate is 5.80%.

IDAHO OPTIONAL RETIREMENT PLAN ELECTION FORM 2025

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