OIVS User Guide 2026

The OIVS User Guide outlines the implementation and operation of the Online Insurance Verification System (OIVS) by the Alabama Department of Revenue to enforce mandatory motor vehicle liability insurance laws. It details the system's background, participation requirements for insurers, web service functionalities, data transfer protocols, and user access methods. The guide aims to assist insurance companies, law enforcement, and other stakeholders in verifying vehicle insurance status efficiently while ensuring compliance with state regulations.

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Click ‘Get Form’ to open the OIVS User Guide in the editor.
Begin by reviewing the 'Introduction' section, which provides essential background information about the Online Insurance Verification System (OIVS) and its purpose.
Navigate to the 'Web Service' section. Here, familiarize yourself with how to prepare for using the web service, including submitting an Insurer Information Form.
In the 'Data' section, ensure you understand the required fields such as NAIC Number, VIN, Verification Date, and Policy Number. Fill these out accurately in your form.
Review the 'Response to Query' section to comprehend how responses are structured. This will help you interpret results effectively when querying insurance status.
Finally, check the 'Evidence of Insurance' guidelines to ensure that all necessary documentation is included when submitting your form.

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What is the Alabama Act 2011 688?

Legislative Act 2011-688 requires the Department of Revenue to create an Online Insurance Verification System (OIVS) to be used to verify a vehicles compliance with the MLI law (32-7A-1 et seq.) of Alabama. The OIVS will be fully implemented and in production on January 1, 2013.

What is the mandatory liability insurance law in Alabama?

The Alabama Mandatory Liability Insurance Law provides that no person shall operate, register, or maintain registration of a motor vehicle designed to be used on a public road or highway unless it is covered by a liability insurance policy. 32-7A-3, Code of Alabama 1975.

What is the minimum liability coverage in Alabama?

Evolution of Auto Insurance Laws Across the US StateYear Auto Insurance Became Mandatory Arkansas 2020 California 1984 Colorado 1999 Connecticut 192546 more rows

What does the Alabama Mandatory liability insurance Act mandate?

No person shall operate, register, or maintain registration of, and no owner shall permit another person to operate, register, or maintain registration of, a motor vehicle designed to be used on a public highway unless the motor vehicle is covered by a liability insurance policy, commercial automobile liability

When did liability insurance become mandatory?

(a) If 20 days after the receipt of a report of a motor vehicle accident within this state which has resulted in bodily injury or death, or damage to the property of any one person in excess of five hundred dollars ($500), the director does not have on file evidence satisfactory that the person who would otherwise be