Healthy Blue Living Member Guide - Blue Care Network 2025

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Blue Cross Complete of Michigan LLC is an independent licensee of the Blue Cross and Blue Shield Association. Since June 1, 2015, Blue Cross Complete of Michigan is the Medicaid subsidiary of Blue Cross Blue Shield of Michigan.
Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering physicians services. Blue Cross is a name used by an association of health insurance plans throughout the United States.
Out-of-network refers to a health care provider who does not have a contract with your health insurance plan. If you use an out-of-network provider, health care services could cost more since the provider doesnt have a pre-negotiated rate with your health plan.
Blue Care Network of Michigan is a nonprofit health maintenance organization owned by Blue Cross Blue Shield of Michigan.
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