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What is the average tobacco surcharge rate?

We found that the tobacco surcharge rate averaged approximately 14 percent and that it was associated with lower total enrollment as well as a reduced share of total enrollees who reported any tobacco use.

What is Emory tobacco use surcharge?

Tobacco Use Surcharge Emory requires tobacco users to pay a $50 surcharge per month on their medical plan to support a culture of health and well-being and to discourage tobacco use. The surcharge also includes covered spouses, so if both you and your spouse use tobacco, youll pay an extra $100 per month.

What is a tobacco use surcharge?

A tobacco surcharge is a variation in insurance premiums based on an individuals tobacco use. The intention of tobacco surcharges is to incentivize tobacco use cessation, as well as to offset the higher healthcare costs attributed to smoking.

Does Emory need a counselor recommendation?

Yes. All Early Decision II and Regular Decision applicants are required to have their high school counselor submit a midyear report and updated senior year transcript as soon as it becomes available.

What is considered tobacco use for health insurance?

ing to the federal Department of Health and Human Services, insurance companies consider folks tobacco users if they use tobacco products including cigarettes, cigars, pipe tobacco, and chewing tobacco on average four or more times a week during the past six months.

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