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What is the RBI guidelines for loans?

For Salaried Employee: Sl. No.ParticularsDocuments required1Proof of IdentityAadhar Card, PAN Card, Driving License, Passport2Proof of AddressElectricity Bill, Water Bill, Passport3Proof of IncomeSalaried: Bank statement for the past six months4Work experienceEmployment Certificate for a minimum of 1-year experience Jan 1, 2024

What is the new RBI rule?

New RBI rule to make debit card, credit card online transactions faster, secure: isation at banks explained. isation refers to the replacement of actual card details with an alternate code called the .

What are the RBI guidelines for loan against securities?

As per RBI guidelines loans against security of shares, convertible bonds, convertible debentures and units of equity oriented mutual funds should not exceed the limit of Rs. 10lakh if the securities are held in physical form and Rs. 20 lakh per individual if the securities are held in demat form.

What is the fair practice code of Axis bank?

The Bank will not interfere in the affairs of the borrowers except where provided for in the terms and conditions of the loan sanction documents, such as periodic inspection, scrutiny of books of accounts, verification of stocks and book debts, and scrutiny of QIS statements.

What is the RBI short term loan guidelines?

The RBI has specified that a short-term loan is one with a tenor of up to one year. The maturity period hovers anytime between 3-5 years in most cases. This is also the duration for a personal loan on any instant personal loan app.

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