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On the List of Service Requests page, scroll down to the Loan section and click on the Personal Loan Related option. In the next page, scroll down to the bottom of the page and find the Others heading. Click on the Request for Statement of Loan Account option.
Loan restructuring is possible through multiple ways such as: Change in the repayment period which is usually extended. Change in the repayable amount. Changes in the number of installments that were previously agreed upon. A change in the rate of interest previously charged. Provision for additional loans.
Credit Card No: Service Request No: Personal Details * Customer Name: Mr./ Ms./ Dr. Applicant Name Reason For Dispute I am disputing the following transactions for the reasons below I had lost my card on / / at a.m./p.m. and reported the same to you on , at a.m./p.m. by way of . All charges are on the lost card.
In case of availing of PLCC Within The Limit (WTL) Facility, Credit Limit will be blocked by the amount equal to PLCC WTL availed.
For example, during lean periods of the year, a customer may prefer to pay a lower amount compared to other periods where a healthier cash-flow allows for higher repayments. If such restructuring involves additional processing work by the bank, it may charge the customer a restructuring fee.
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The lender will want to know why you are finding it difficult to make your repayments and how long your financial problems are likely to last. Depending on your financial situation and how much you can afford to pay, the lender may agree to restructure your mortgage by changing the terms of your loan.
When all your options to repay the personal loan exhaust, you must opt for a loan restructuring scheme. It will give you much-needed relief for a short period and help get rid of debt with relaxed interest fees conditions.
The details regarding the Credit facility(ies) which have been approved for restructuring can be checked at the Loan Servicing Branch. The option to avail of the restructuring of the Credit facility(ies) is a one-time option and no further request(s) for the same will be accepted by ICICI Bank.

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