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For over half a century, the Federal Perkins Loan Program provided financial aid to college students with exceptional needs. If you have an outstanding balance on one of these loans and work in the public service sector, you may qualify for Perkins Loan forgiveness.
How do I know if I have federal Perkins loans?
You can identify your loan types by logging on to StudentAid.gov and selecting My Aid in the dropdown menu under your name. In the Loan Breakdown section, youll see a list of each loan you received.
When did the Perkins program end?
Originally established in the 1950s, the Perkins program was one of the oldest student loan programs. Under federal law, the authority for schools to make new Perkins Loans ended on Sept. 30, 2017, and final disbursements were permitted through June 30, 2018.
Who qualifies for a Perkins Loan?
Who is Eligible? Undergraduate and some graduate students are eligible for Perkins Loans. A school must give priority to students with exceptional financial need as defined by the school using procedures it establishes for that purpose.
Are federal Perkins loans still available?
Perkins loans are no longer offered, but borrowers who still hold one must repay the loan. As of 2023, other federal loans are available to students, including direct subsidized loans, direct unsubsidized loans, direct plus loans, and direct consolidation loans. Congressional Research Service.
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How do you apply for a Perkins Loan?
Unfortunately, the Federal Perkins Loan Program ended officially on September 30, 2017, so you can no longer apply for one of these low-interest loans from the US government. ing to US News, budgetary issues were the main cause behind the decision to end the Perkins loan.
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FEDERAL STUDENT LOAN AMOUNTS AND TERMS FOR
Jun 29, 2021 Dependent undergraduates (most students under the age of 24): $5,500 as freshmen. (including up to $3,500 subsidized); $6,500 as sophomores (
Students must file a Free Application for Federal Student Aid (FAFSA) as part of the application process for a Perkins Loan and demonstrate high financial need.
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