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Are federal Perkins loans still available?

Perkins loans are no longer offered, but borrowers who still hold one must repay the loan. As of 2023, other federal loans are available to students, including direct subsidized loans, direct unsubsidized loans, direct plus loans, and direct consolidation loans.

How does someone obtain a Federal Perkins Loan?

To apply for Perkins Loans, fill out the Free Application for Federal Student Aid (FAFSA) online (the faster and easier way), or you can get a paper FAFSA from your high school, local library, postsecondary school, or by calling the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243).

Are Perkins loans still available?

The Perkins Federal Loan Program ended in 2017. However, people who received a Perkins Loan are still required to pay those loans and are still eligible for the benefits of the Perkins Loan Program.

Why was Perkins Loan ended?

The federal government ended the Perkins Loan Program for budgetary reasons and because of calls for a more streamlined federal student loan program.

Are Perkins loans being forgiven?

You may be eligible for up to 100% loan cancellation for five years of eligible service as a full-time nurse or medical technician providing health care services. You may be eligible for up to 100% loan cancellation if you are a full-time provider of early intervention services for people with disabilities.

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