Financial Hardship factsheet and application form 2026

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  1. Click ‘Get Form’ to open the Financial Hardship factsheet and application form in the editor.
  2. Begin by completing your personal details in Step 1. Ensure you print clearly in black or blue pen, using uppercase letters for each character.
  3. In Step 2, if your personal details have changed, provide supporting documentation such as a certified copy of a marriage certificate or recent bill showing your new address.
  4. List your financial dependants in Step 3. Include their names, ages, and relationship to you.
  5. In Step 4(a), briefly explain the cause(s) of your financial hardship. In Step 4(b), estimate the NET amount needed to relieve your hardship and attach evidence of overdue bills.
  6. Continue through Steps 5 to 8 by detailing assets, income, expenses, and any immediate arrears. Attach necessary documentation for verification.
  7. Complete Steps 9 to 14 by providing proof of Commonwealth income support and signing the form. Ensure all required documents are attached before submission.

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Information that is relevant would include: Details of your income. Details of your expenses. The cause of your financial hardship (and evidence of the cause if available, for example, a medical certificate) What is financial hardship and what are your rights? - National Debt National Debt Helpline debt-solutions what-is-financial-ha National Debt Helpline debt-solutions what-is-financial-ha
Severe financial hardship is when you are unable to meet reasonable and immediate family living expenses like groceries, rent or medical costs. You may be able to access some of your super early to help.
bank statements showing a reduction of income, essential spending and reduced savings. a report from a financial counselling service. debt repayment agreements.

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Contact your creditor Details of your income. Details of your expenses. The cause of your financial hardship (and evidence of the cause if available, for example, a medical certificate)
The maximum amount released depends on which eligibility criteria you meet (see below). You can apply once to withdraw up to $10,000 (less tax of up to 22%) in any 12-month period if: you havent received a financial hardship payment from any superannuation fund within the last 12 months; and. Financial Hardship FAQs - AustralianSuper AustralianSuper campaigns financial AustralianSuper campaigns financial
Provide supporting documents along with your hardship letter to help prove the legitimacy of your claim. Depending on your situation, you might submit documents such as an unemployment notice, medical bills, military orders or a divorce decree. How to Write a Hardship Letter to Creditors - Experian Experian blogs how-to-write-hardsh Experian blogs how-to-write-hardsh
provide a letter from DHS or Centrelink showing you have been receiving eligible income support payments. This is called a Q230 or Q251 Financial Hardship letter. You can get this by calling your usual payment line number. Accessing your superannuation early - Financial Rights Legal Centre Financial Rights Legal Centre factsheet accessing-your Financial Rights Legal Centre factsheet accessing-your
Common documents might include: Bank statements that show income and expenses. Copies of your most recent tax returns. Copies of pay stubs. Copies of other bills (credit cards, utilities, medical bills, etc.). Letters of unemployment or notices of reduction in pay/hours. Eviction notice. Medical bills.

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