BMO Harris Handbook, March, 2022 This document contains important terms and conditions, including yo-2025

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BMOs long tradition of commitment to high ethical standards is grounded in our core values of integrity, empathy, diversity and responsibility . At BMO, we have a reputation for acting fairly and responsibly, and it is a reputation that we strive to uphold .
Our Code of Conduct is built upon our values integrity, empathy, diversity and responsibility. Being BMO guides us as we live our brand. Together they underpin everything we do at work informing how we work together, treat our customers, and serve our communities.
Our Values Integrity. Do whats right. Empathy. Put others first. Diversity. Learn from difference. Responsibility. Make tomorrow better.
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Building a foundation of trust Earning the trust of our stakeholders is a foundation of our business success, and it enables us to deliver on our Purpose. It starts with living up to our values of integrity, empathy, diversity and responsibility in every decision and every action.
Maintain integrity, empathy and responsibility in all our decisions and actions . Our Purpose and our Values guide us to do whats right . They ensure we act with integrity in relation to all BMOs customers, employees, suppliers and competitors, as well as any other third party or business partner .
It also provides critical services, including third-party contracts and technology platforms supporting these services. Established in 1817, BMO is a leading North American bank driven by a single purpose: to Boldly Grow the Good in business and life.
Funds on hold are deposits you have made to your account that have not yet been cleared by the bank. Examples of deposits that will be held until cleared include: deposits at an ABM or branch. non-cash deposits to a new account.
We believe that a just society has zero barriers to inclusion. And as we work to eliminate inequities both within and beyond our bank, we set explicit diversity targets alongside our performance goals. Because we know that by embracing difference, we strengthen the unique culture that sets BMO apart.

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