PSSap lifePLUS cover Extension of cover form PSSap lifePLUS cover Extension of cover form 2025

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
Contact us
To do this: log into your account and use our LIFEapp insurance needs calculator to cancel your cover; or. complete and return the Cancellation of cover form; or. email members@pssap.com.au or call 1300 725 171.
If you still need coverage, it may be possible to renew your policy for a set period of time. You might also be able to convert it to a permanent life insurance policy instead if you have the right rider.
This will depend on the insurer you have and the type of policy you purchased. Please be aware that you may also be required to go through the underwriting process again. This means you will need to provide updated health information and may be subject to a new medical examination.
Now, once youve purchased the policy, the policy term of 20 years stays put and cannot be changed or extended further. At the end of the 20-year tenure, your term plan would automatically expire and cease to exist. And you and your family would not be able to enjoy any of the benefits under the plan after expiry.
Some policies offer a fixed annual increase in cover, but the premium increase is determined by the cost of cover at the time the increase is applied, and the cost of the cover takes into account your age. So the increase in cover will become greater each year as you get older.

People also ask

Yes, you can apply to extend the length of your policy. Your life insurance is only renewable before the policy term ends, so it sensible to think about your current situation before the policy ends.