Financial Aid Office PLUS Loan Application 2011-2012 - ldsbc: Fill out & sign online

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Are parent PLUS loans forgiven after 10 years?

While parent PLUS loan forgiveness isnt as widely available as forgiveness for student borrowers, a few options do exist. Some options include the Income-Contingent Repayment plan (forgiveness after 25 years of payments) and Public Service Loan Forgiveness (forgiveness after 10 years), as well as other methods.

Who is responsible for a loan repayment?

When you take out a mortgage, an auto loan or a personal loan, you (the borrower) are legally responsible for paying back that debt. If you have a co-signer, that person is equally responsible for repaying your loan. The same principle applies to student loans.

How do I check my FAFSA loan history?

If you have an FSA ID (account username and password) and your FAFSA information has been processed, you can log in at fafsa.gov to view SAR information regardless of the method (online or on a FAFSA PDF) you used to file a FAFSA form or whether you provided an email address or not.

Do parent PLUS loans get refunded?

If there are excess funds from other financial aid (non-PLUS aid), they are refunded to the student directly. Occasionally, excess funds are the result of a Parent PLUS Loan. If there are excess funds from a Parent PLUS Loan, it is refunded directly to the borrower.

Who is responsible to pay back a parent PLUS loan?

You, the parent borrower, are legally responsible for repaying the loan.

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