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While policies vary, short term disability insurance typically covers you for a term between 3-6 months.
M-10 - Request for Medical Information: Youll receive this form if your application is missing medical information, if the medical information needs further review, or if your statement conflicts with the medical providers statement.
While benefit periods may vary across different providers, most short-term disability policies provide benefits for 3 to 6 months.
If You Need to Extend Your DI Period You will receive a Physician/Practitioners Supplementary Certificate (DE 2525XX) with your final payment. Have your physician/practitioner complete and submit this form to find out if you are eligible for an extension. Your physician/practitioner can find your claim in SDI Online.
The elimination period: Also called the waiting period, its the period of time after you are disabled until you can start receiving benefits. A 14-day STD elimination period is typical but it can range from 7 to 30 days.

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Although the amount varies, payments are generally around 60% of your previous wage. For example, if you were paid $2,000 per month at work and your policy pays 60% of your pre-disability earnings, your benefits amount will be $1,200 per month.
P30 - Request to Claimant for Continued Claim Information We send this notice before issuing your last authorized benefit payment.

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