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You can enroll in either our Keystone 65 HMO or Personal Choice 65 PPO Medicare Advantage plans by reviewing the enrollment instructions and downloading and completing the application below.
Keystone 65 Focus Rx HMO-POS has a Point-of-Service (POS) option. Point-of-service means you can use providers outside the plans network for an additional cost. Members pay less if they use doctors, hospitals, and other health care providers in the plans network.
Keystone 65 is the largest Medicare Advantage HMO plan in the Philadelphia five-county region to earn 5 out of 5 stars.
Consider if you want coverage for dental, vision and other extra benefits. Medicare Advantage plans cover everything Original Medicare covers plus more, so if you want things like dental, vision or fitness benefits, a Medicare Advantage plan may be the right choice.
BlueChoice 65 SELECT, our series of Medicare Select plans, offers lower premiums by using a select network of hospitals for inpatient services. At these hospitals, you do not have to pay the Part A deductible and coinsurance. You can still choose almost any doctor.
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An HMO Plan is a type of Medicare Advantage Plan that generally provides health care coverage exclusively from doctors, other health care providers, or hospitals in the plans network (except emergency care, out-of-area urgent care, or temporary out- of-area dialysis).

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