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How do you use indemnity insurance?

With an indemnity plan (sometimes called fee-for-service), you can use any medical provider (such as a doctor and hospital). You or the provider sends the bill to the insurance company, which pays part of it. Usually, you have a deductiblesuch as $200to pay each year before the insurer starts paying.

How does hospital indemnity insurance work?

Hospital indemnity insurance is a type of supplemental health insurance plan that can help you pay for costs associated with a hospital stay. When you purchase hospital indemnity insurance through work, youll be able to use it if you are admitted to a hospital or intensive care unit for a covered sickness or injury.

How do I submit a claim to MetLife?

To submit a claim, call 800-GET-MET8 (1-800-438-6388) or visit mybenefits.metlife.com or our mobile app. Have your healthcare providers name, address, phone number, and testing information details available. Check the mail! You will receive your benefit payment within 10 days or less.

How do I file a hospital indemnity claim with MetLife?

Visit mybenefits.metlife.com to access and submit your claim form electronically. You may also call MetLife at 866-626-3705 to request claim forms to be sent via mail. 2. Please provide supporting documentation from the hospital related to the services received for which a claim is being made.

How long does it take MetLife to process a hospital claim?

How long will it take MetLife to approve my claim? Once we receive your claim, well review everything within 5 business days and respond to your claim within 10 business days if we need more information from you. If there are multiple beneficiaries, how will we get paid?

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