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Credit One Platinums maximum credit limit is around $2,000, ing to customer reviews. Some people report being approved for this amount right away, while others have worked up to it over years of responsible card use. The minimum credit limit for Credit One Platinum is just $300.
If you have a credit score of 500, the easiest credit cards to get will be secured credit cards that require a deposit, such as the Discover it Secured Credit Card or U.S. Bank Cash+ Visa Secured Card.
You can submit your application online, in person or over the phone. Online applications typically take the shortest amount of time to receive a response, sometimes its within seconds.
The easiest store credit cards to get approved for are TJX Rewards Platinum Mastercard, JCPenney Credit Card, and Lowes Advantage Card. These cards have a slightly lower minimum credit requirement than most other store credit cards.
Store credit cards are typically easier to qualify for, but they can have limited rewards or other limitations. Many store cards can only be used with that particular retailer or have fewer useful benefits than other types of credit cards.
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First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.
Best credit cards for building credit compared 2023 Credit CardBest forAnnual fee Platinum Secured Credit CardLow security deposit$0 QuicksilverOne Cash Rewards Credit CardFair credit$39OpenSky Secured Visa Credit CardNo credit check$35Citi Secured Mastercard Credit CardCredit-building$03 more rows
If you want to build credit without a credit card, you might try a credit-builder loan, secured loan or co-signed loan. There are also ways to use rent, phone and utility payments to build credit. Some of these ways are free, others carry a fee.

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