Time to change banks? Let us do it for you - Profile Bank 2025

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Switching bank accounts will not affect your credit in and of itself.
But before you open an account with a new bank, you should know that it can affect your credit score. If youre unhappy with your bank, its worth shopping around before switching and finding out if it will affect your credit score. Some people are unaware that opening a new account can impact their credit score.
The process is relatively simple and doesnt involve any credit checks. However, depending on the type of account youre opening, you may be required to provide a credit report or score.
You can switch banks and current accounts as often as you like.
No rules, do it today :) I switch, get the money, if another bank switch is available I work on it straight away so I dont miss any deadlines. Just make sure to be wary about doing switches 6 months prior to getting a new or updated mortgage.

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Your credit report does not show the banking history of your checking and savings accounts, so switching banks will not affect your score. The information that will be included in your credit report is: Personal information relating to your banking accounts, including your social security number.

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