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Communities participating in the Community Rating System (CRS) are required to use the FEMA Online Elevation Certificate, FEMA Form FF-206-FY-22-152 (formerly 086-0-33).
Letter of Map Amendment (LOMA): A letter from FEMA stating that an existing structure or parcel of land that is on naturally high ground and has not been elevated by fill would not be inundated by the base flood.
Federally-regulated lending institutions complete this form when making, increasing, extending, renewing or purchasing each loan for the purpose is of determining whether flood insurance is required and available.

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A Letter of Map Amendment (LOMA) is an official amendment, by letter, to an effective National Flood Insurance Program (NFIP) map. A LOMA establishes a propertys location in relation to the Special Flood Hazard Area (SFHA).
LOMA requests involving one or more structures: the LAG must be at or above the BFE. LOMR-F requests: the LAG must be at or above the BFE, and community floodplain officials must determine that the land and any existing or proposed structures to be removed from the SFHA are reasonably safe from flooding.
An SRL property is defined as a residential property that is covered under an NFIP flood insurance policy and: (a) That has at least four NFIP claim payments (including building and contents) over $5,000 each, and the cumulative amount of such claims payments exceeds $20,000; or.
Your building coverage is at least 80 percent of the full replacement cost of the building, or is the maximum available for the property under the NFIP. The value of flood damage in the Dwelling Form is based on either Replacement Cost Value (RCV) or Actual Cash Value (ACV).
The Federal Emergency Management Agency (FEMA) has released a revised Standard Flood Hazard Determination Form, FEMA Form 81-93, OCT 02, which replaces FEMA Form 81-93, OCT 98. The form is used for determining whether real property offered as collateral on a loan is located in a special flood hazard area.

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