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How to Provide Evidence of Insurability to Your Employees. In most cases, employees can complete the entire evidence of insurability process directly through the insurance company. In this digital age, many insurers provide online platforms and portals that allow employees to fill out and submit the form.
Insurability documentation often includes basic information, medical records, tobacco usage habits, employment status, and family medical history. These factors contribute significantly to premium determination as they provide evidence and offer insight into potential risks associated with insuring an individual.
Submit a claim online by logging in at LincolnFinancial.com . You can also use the portal to check claim status. To reach us by phone, please call 800-423-2765.
You can make an online payment using your checking or savings account. Credit and debit card payments are not accepted at this time. Payments made prior to 4:00 p.m. ET will be applied to your account that day. Any payments received after 4:00 p.m. ET will be applied to your account on the following business day.
Evidence of Insurability (EOI) is documented proof of good health. An applicant begins the EOI and medical underwriting process by submitting a Medical History Statement (MHS). This, along with other information obtained during the underwriting evaluation is used by The Standard to make the underwriting determination.

People also ask

EOI is the information we use to verify your good health when youre purchasing disability insurance.
Evidence of Insurability (EOI) is a record of a persons past and current health events. Its used by insurance companies to verify whether a person meets the definition of good health.

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