Spousal Deeming in the SSI Program: When Social Security Counts 2025

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To be eligible for SSI, you must also have little or no income and few resources. The value of the things you own must be less than $2,000 if youre single or less than $3,000 for married couples living together.
For SSI, we do not count: the home you live in and the land it is on; one vehicle, regardless of value, if you or a member of your household use it for transportation; household goods and personal effects (e.g., your wedding and engagement rings); life insurance policies with a combined face value of $1,500 or less;
We consider some of your income and resources to be available to your child. They may affect whether your child can get Supplemental Security Income (SSI) benefits and how much. The process of determining how much of your income and resources we will count is called deeming.
We use the term deeming to identify the process of considering another persons income to be your own. When the deeming rules apply, it does not matter whether the income of the other person is actually available to you.
Deeming applies when the spouse or parent is not eligible for SSI and lives in the same household as the claimant. Income may be deemed to a claimant regardless of whether it is actually available to the claimant.

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Deemed Income is the part of the income of your spouse with whom you live, your parent(s) with whom you live, or your sponsor (if you are a noncitizen), which we use to compute your SSI benefit amount.

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