Business contact information business and credit information 2025

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Your personal credit report is a summary of information on file with a credit bureau, a company that collects data about how people handle credit. The three major credit bureaus are Equifax, ExperianTM and TransUnion.
Gather required information This includes: Business identification details such as the legal name, any other operating names, business address(es), and contact information. Employer Identification Number (EIN) or Tax ID number. Business bank account details.
Personal credit scores are connected to your social security number, while business credit scores are tied to your EIN (unless you dont have one). Personal credit scores range from 300 to 850, while business credit scores range between zero to 100.
Why Is My Equifax Business Score So Low? There are three main reasons you may find your credit scores are low: Your business credit report lists no or very few accounts with an active payment history. Your business credit report lists derogatory information, such as late payments, judgments, unpaid liens etc.
Equifax: 1-800-685-1111; Equifax.com/personal/credit-report-services. Experian: 1-888-397-3742; Experian.com/help. TransUnion: 1-888-909-8872; TransUnion.com/credit-help.
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Personal and business credit score numbers are independent of each other but are often used together to determine your ability to secure a business loan.
A business credit profile is a characterization of your businesss credit history that establishes its ability to borrow. Your business credit score is a reflection of your businesss creditworthiness and influences your access to credit products such as credit cards and loans.

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