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What does vested mean in PSERS?

Vested in PSERS DB Plan means you are eligible for a monthly retirement benefit after termination of employment.

What happens to my PSERS if I quit?

To process the refund, PSERS must receive your date of termination from your employer(s). A refund is your only option if you terminate from all school service and you are not vested. You are eligible only for a refund if you are not vested.

What age do teachers retire PA?

Normal Retirement (Unreduced Benefit) ClassVesting Requirements (You must meet one of the following to be vested)T-C* T-DAge 62, or Age 60 with 30 years of service, or 35 years of service regardless of age.3 more rows

How do I check my PSERS account?

If you are new to PSERS, your PSERS ID is printed on the materials in your Welcome Packet. Otherwise, look for your PSERS ID in the top corner of any recent PSERS correspondence mailed to your home. You can also connect with PSERS at ContactPSERS@pa.gov or 1.888. 773.7748 to have your ID mailed to you.

What happens to my PSERS if I quit?

To process the refund, PSERS must receive your date of termination from your employer(s). A refund is your only option if you terminate from all school service and you are not vested. You are eligible only for a refund if you are not vested.

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Is PSERS being investigated?

PSERS has been embroiled in controversy since March 2021 due to internal and federal investigations. The fund hired law firms to look into a misstatement of its nine-year investment performance, federal tax qualification issues on the fund's risk calculations, and the DOJ and Securities and Exchange Commission probes.

Are PSERS benefits subject to PA inheritance tax?

PSERS benefits paid to your beneficiary are exempt from state and local taxes if the beneficiary resides in Pennsylvania.

Is PSERS retirement for life?

Members of PSERS who meet certain eligibility requirements qualify to receive a monthly retirement benefit for life.

How do I check my PSERS account?

If you are new to PSERS, your PSERS ID is printed on the materials in your Welcome Packet. Otherwise, look for your PSERS ID in the top corner of any recent PSERS correspondence mailed to your home. You can also connect with PSERS at ContactPSERS@pa.gov or 1.888. 773.7748 to have your ID mailed to you.

How does PSERS work in PA?

As a member of PSERS, your employer withholds a percentage of your salary from your pay and submits it to PSERS. Your membership class and employment history determine your contribution rate. The "Member Contribution Rates" table shows the various rates at which members contribute to PSERS.

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