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What is a disadvantage of phased retirement?

Hear this out loud PausePhased retirement has some potential drawbacks. Phased retirement could impact pension payouts. Rules vary from employer to employer. If your pension amount is based on your earnings, for example, then reducing your hours might also reduce your benefit. Not every retiree can opt for phased retirement.

What does phase in retirement mean?

Hear this out loud PausePhased retirement is an approach taken by some employers that gives employees more flexibility in how they manage the transition from full-time employment to retirement. This could be in the form of fewer working hours or responsibilities, or even a different role.

What is the purpose of phased retirement?

Hear this out loud PausePhased retirement allows active federal employees to retire from part of their job responsibilities, while continuing to execute other job functions such as mentoring and knowledge-transfer to employees moving into senior positions.

What is a phased retiree?

Phased Retirement is a human resources tool that allows full-time employees to work part-time schedules while beginning to draw retirement benefits.

When can I retire from IU?

Attainment of age 65 with 10 or more years of PERF creditable service (or at least 5 years creditable service before becoming eligible for the IU Retirement Plan; Attainment of age 60 with 15 or more years of PERF creditable service; or at least 10 years PERF covered service before switching to IU Retirement Plan.

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