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To apply for benefits from the Federal Employees Retirement System (FERS) you must submit a retirement application, Standard Form 3107. For more information about the application process, please visit the CSRS & FERS Information page.
You must work at least 5 years with the Federal Government before you are eligible for a FERS Federal Pension, and for every year you work, you will be eligible for at least 1% of your High-3 Average Salary History. Automatic deductions that can range from .
3, 2025, and Dec. 31, 2025, all of the dates presented are the official end of a pay period; that is, the second Saturday of the pay period. 2. For CSRS or CSRS Offset employees, the best day of the month to retire is within the last three days of the current month or the first three days of the following month.
Use form SF 3107, FERS Application for Immediate Retirement, to apply for immediate retirement. You can obtain the form from your employing agency. Submit the completed application to your employing agency. Give your agency at least 60 days notice before the date you intend to retire.
To apply for federal retirement and to qualify for payments from the Civil Service Retirement System (CSRS) or the Federal Employees Retirement System (FERS), you must submit a retirement application, Standard Form 2801 Application for Immediate Retirement (CSRS) or Standard Form 3107 (PDF file) Application for ...

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You can get this application form from our website at www.opm.gov. You can also get the application by calling us at 1-888-767-6738 (TTY: 1-855-887-4957), emailing us at retire@opm.gov or by writing to us at: U.S. Office of Personnel Management Federal Employees Retirement System P.O. Box 45 Boyers, PA 16017-0045.
It takes around 60 days (2 months) to process applications for common cases. Your application could take longer if: We need additional information from you or your former employing agency.
Use form SF 3107, FERS Application for Immediate Retirement, to apply for immediate retirement. You can obtain the form from your employing agency. Submit the completed application to your employing agency. Give your agency at least 60 days notice before the date you intend to retire.
Virtually all permanent, civilian jobs in the Federal Government are covered under the Civil Service Retire- ment System (CSRS), rather than under Social Security. Founded 15 years before the enactment of Social Securi- ty, the CSRS was designed to stand alone.
This Designation of Beneficiary form is used to designate who is to receive a lump-sum payment which may become payable after your death. It does not affect the right of any person who is eligible for survivor annuity benefits.

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