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The combined Maine life, accident and health insurance examination is 161 total questions that are multiple-choice. You need 70 percent or higher to pass.
Students report that about 1/3 of the exam questions are terminology questions, 1/3 are number/day questions, and 1/3 are questions where you have to apply the knowledge to reason through a practical situation (story problems usually short).
Of the states that do provide that data, the overall pass rate for all insurance exams is 60%. The best way to be part of this majority is to take a study course and prepare. Data is collected by the National Association of Insurance Commissioners (NAIC) on seven different types of exams.
In Maine, car insurance generally follows the vehicle, not the driver. If a friend or family member borrows your car and causes an accident, your insurance will typically cover the damages (though your friend or family members insurance may act as secondary coverage if the costs exceed your policy limit).
Each insurance licensing exam presents its own challenge. Between Life and Health, students say that the Health insurance exam is the more difficult. Health insurance policies are simply more complicated than life insurance policies. The Property insurance exam is easier than the Casualty insurance exam.

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Exam Outlines DESCRIPTIONQuestion Count Maine Laws and Rules Pertinent to Property Insurance Only 0 2 Total for all parts Total Scored Questions on Exam 88 140 Maximum Time allowed to complete exam in minutes 120 21013 more rows
Mainecare is far and away the best insurance in Maine, but its only available to the poor and disabled.

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