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Motorcycle loan rates tend to be a bit higher than car loan rates, mainly because there tend to be fewer defaults on car loans. Credit scores also play a role in determining the actual rate offered to a specific borrower. Still, motorcycle financing can be quite affordable.
So what is the typical term for a motorcycle loan? In most cases, its anywhere from 12 to 60 months. While a longer term means lower monthly payments, it will cost the borrower more in interest over the life of a loan.
**The Harley-Davidson Rider-to-Rider Financing Program is offered through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services (HDFS) at participating Harley-Davidson Dealerships.
Keep in mind that motorcycles tend to depreciate in value rather quickly, and most financing options are restricted to 36 to 60 months. Assign any of your cash assets as a down payment. The larger your down payment the more manageable your loan.
Harley-Davidson Financial Services / Eaglemark Savings Bank.
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People also ask

Overview. With approved credit, loans are made available for up to 125% of the retail value of the motorcycle. Terms are available up to 72 months, making repayment affordable and easy.
Weve seen motorcycle payments cost anywhere from $100 to $1,000 depending on what bike you get.
Theres no minimum credit score required to get a motorcycle loan but the better your credit score, the lower the APR you will qualify for with less interest paid over the life of the loan.

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