Customer Identification Program - Federal Deposit Insurance 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin with Section A, 'Account Title'. Enter the title of the account you wish to open.
  3. In Section B, 'Primary Account Owner', fill in your full name, date of birth, and Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
  4. Provide your physical address, ensuring no P.O. Box addresses are used. Include your email address and phone numbers.
  5. Complete the identification section by selecting a form of ID and entering its details such as ID number and issue date.
  6. If applicable, add information for any additional account signers in Section C, following similar steps as for the primary owner.
  7. In Section D, list beneficiaries by providing their full names and relevant details.
  8. Finally, review all information for accuracy before signing in Section E to certify that the information is complete.

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If banks use an alternative collection method when obtaining TIN information about a customer, they must otherwise comply with the CIP Rule, which requires written procedures that: (1) enable the bank to obtain TIN information prior to opening an account; (2) are based on the banks assessment of the relevant risks;
The CIP rule requires financial institutions to collect information (name, address, date of birth, and taxpayer identification number) from persons opening accounts and to verify the persons identity.
The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nations financial system by: insuring deposits; examining and supervising financial institutions for safety and soundness and consumer protection; making large and
Collect customer information Full legal name. Date of birth. Residential or business street address. Identification number (e.g., Social Security number, passport number)
Your CIP program must collect four key pieces of information for every new customer who wishes to do business with you: Name. Date of birth. Address. Identification number (SSN, TIN, passport number, etc.)

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