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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

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How do I check if I qualify for a loan?

Checking loan qualification Be prepared to provide proof of income. To qualify for most loans, youll need a stable job and regular income. Ensure you earn enough to qualify for the loan of your choice. Check your credit score. Assess your debt-to-income ratio (DTI).

What is a BSP loan?

With a BSP Personal Loan it is a simple way to borrow money. You can solve your need for cash for any worthwhile purpose. You dont have to put it off just because you dont have the cash right now! Personal loans can help you take care of short term immediate needs, with flexible repayment terms.

How do I check if I can get a loan?

Loan affordability criteria for each lender can vary, but usually theyll look at: Your income and job status. A regular income and full-time employment can show lenders that youre financially stable, which makes them more likely to lend you money. Your credit score. Your credit history.

How do I find out if Im eligible for a loan?

Lenders look at factors like your credit score, income, debt-to-income (DTI) ratio, and collateral to determine your eligibility for a personal loan. Different lenders have different requirements for approving personal loans. Some lenders may be willing to work with applicants who have lower credit scores.

How do I contact BSP loan?

Calling from within Fiji; 132 888. Calling from outside of Fiji; +679 321 4300. Email bula@bsp.com.fj and a Customer Service Centre Agent will get back to you as soon as possible.

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