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You can try to collect money from banks where the judgment debtor has or may have a bank account or safe deposit box. This is called a bank levy. You can start the process but the sheriff or other levying officer has to work with the bank. You cant do it yourself.
If the plaintiff is a person, you must file the small claims writ with the judicial district court location serving the town: (1) where you live; (2) where the party you are suing (the defendant) lives or does business; or (3) where the thing or injury you are suing about took place, unless the claim is a landlord
The Judgment Debtor has 30 days from the mailing of the entry of judgment to pay you the money, or do one of the following: File an SC-220 request for time payments and the EJ-165 Financial Statement. File an SC-140 Appeal. If they did not appear, file an SC-135 Motion to Vacate Judgment.
If you do not pay the judgment, the judgment creditor can garnish your wages. An Earnings Withholding Order (WG-02) tells your employer to send a portion of your paycheck to the Sheriff instead of you. The standard portion withheld is 25% of your net (after-tax) pay.
If you fail to show up in small claims court they will issue a default judgement against you. (not an arrest warrant).
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What kinds of cases are heard in small claims court? A small claims case is a civil action for a money judgment in which the amount of damages is $6,500 or less.
How do I collect my money? If you know where the Judgment Debtor banks, you can ask the Sheriff to collect money from their account (bank account levy). If you know where the Judgment Debtor works, the Sheriff can collect 25% of the debtors wages each pay period until your judgment is paid in full (wage garnishment).
A simple way to collect a judgment is by deducting money out of the debtors paycheck using a wage garnishment. The debtor must have a decent income because both the federal government and states cap the amount you can take, and certain types of income, like Social Security, are off-limits.