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You should enroll in Part A and Part B when you turn 65. In this case, Medicare pays before your employer insurance. This means that Medicare is the primary payer for your health coverage.
Employees who miss open enrollment can sign up for coverage outside of the OE period if they have a qualifying life event. The event would make them eligible for a special enrollment period (SEP).
Employer-sponsored health insurance is a health policy selected and purchased by your employer and offered to eligible employees and their dependents. These are also called group plans.
One compelling reason for enrolling in employer-sponsored health insurance is the ability to negotiate lower rates with healthcare and service providers. Insurance companies, due to their large number of clients, can secure discounted rates that individuals would not be able to obtain on their own.
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