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What is the LendingClub scandal?

ing to the FTCs lawsuit, LendingClub falsely promised loan applicants that they would receive a specific loan amount with no hidden fees, when in reality the company deducted hundreds or even thousands of dollars in hidden up-front fees from the loans.

How legit is LendingClub?

Full Review of LendingClub This lender is an especially good choice for debt consolidation because it offers a rate discount and direct payment to creditors on debt consolidation loans. Though not the lowest-cost lender, LendingClub loans stand out for flexibility, transparency and credit report insights.

What are the downsides of LendingClub?

Review summary: pros cons ProsConsBorrow up to $40,000Terms are restricted to 3 to 5 yearsCheck your rate without impacting your credit scoreAPRs up to 36%Joint loans availableThe company has a controversial history under a former CEO Nov 19, 2023

Why is LendingClub shutting down?

ing to LendingClubs website, Unfortunately, under a prospective banking framework, it is not economically practical for LendingClub to continue to offer Notes.

What is LendingClub Patient Solutions?

What we do. LendingClub Patient Solutions provides quality, responsible options for people looking to finance elective dental and medical procedures through thousands of U.S. healthcare providers.

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