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Excess and or Subrogation Statement of Facts

Excess and or Subrogation Statement of Facts 2025

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The document is an Excess and/or Subrogation Statement of Facts, which collects information from a participant regarding an accident, including details about the incident, injuries sustained, police involvement, responsible parties, and any legal representation. It also outlines the participant's intentions regarding claims against other parties and includes a Subrogation Agreement that requires reimbursement to the insurance plan for any payments made related to the injury if recovery is obtained from a third party.

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2019	4.8 Satisfied (35 Votes)

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Should I agree to a waiver of subrogation?

It is fair and reasonable to provide the customer with a waiver, if the customers insurer waives subrogation against you as well, but I would not agree to it if it were only in the customers favour. It is shifting customer risk from it and its insurer to you.

Is subrogation good or bad?

Subrogation allows insured to receive payments sooner and helps keep their premiums low.

What do I do if I get a subrogation letter?

If you receive a subrogation letter, talk to your personal injury attorney about the potential outcomes for your case. Find out which factors make your case a good one to pursue. The laws in your state and the terms of your health insurance determine whether a lawsuit is worth your time and effort.

Why would an insurance company choose to subrogate?

Subrogation allows your insurer to recoup costs (medical payments, repairs, etc.), including your deductible, from the at-fault drivers insurance company, if the accident wasnt your fault. A successful subrogation means a refund for you and your insurer.

What is a subrogation statement?

Subrogation, or subro for short, refers to the right your insurance company holds under your policy after theyve paid a covered claim to request reimbursement from the at-fault party. This reimbursement often comes from the at-fault partys insurance company.

What happens if you dont respond to a subrogation letter?

Ignoring communications from subrogation lawyers or the insurance company can culminate in a default judgment against you, without your participation in a trial.

Should I respond to a subrogation letter?

Yes, you do need to respond to subrogation letters and if you dont, your insurance will likely drop you. Basically, your insurance company is trying to see if someone else was responsible for your injury, for example, maybe you were injured in a car accident, a work injury, or something of the like.

Excess and or Subrogation Statement of Facts 2025

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