Fhu 4 2026

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The document is an application form (Form FHU 4) issued by the Financial Services Commission of Ontario for individuals seeking to withdraw funds from their locked-in retirement accounts due to financial hardship and low expected income. It outlines eligibility criteria, application procedures, and the implications of withdrawing funds, including tax deductions and potential impacts on government benefits. The form must be submitted to the financial institution managing the account, not to FSCO, and includes sections for personal information, expected income calculations, and necessary certifications.

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Click ‘Get Form’ to open the fhu 4 in the editor.
In Part 1, enter your personal information including your last name, first name, date of birth, and contact details. Ensure accuracy as this information is crucial for processing your application.
Provide details about your locked-in account, including the financial institution's name and your account number.
In Part 2, answer whether you have previously applied for a withdrawal in 2014. Then, state your expected total income for the next 12 months. Make sure it does not exceed $35,000 to qualify.
Calculate the maximum amount you can withdraw based on the guidelines provided in the form. Enter this amount along with how much you wish to withdraw.
Complete Part 3 by certifying that all information is accurate and signing in front of a witness. If applicable, ensure your spouse completes Part 4 for consent.

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