Ayala coop loan form 2025

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The document is a loan application form for Ayala Multi-Purpose Cooperative (AMPC), detailing the necessary personal and loan information required from borrowers. It includes sections for personal data, loan computation, HRD recommendations, salary deduction authority, and a promissory note. The form outlines the process for applying for various types of loans, the terms of repayment, and the borrower's consent to data processing in compliance with relevant laws.

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What are the benefits of being a member of the Ayala Coop?

Benefits. Coop members are entitled to earn dividends on their paid-up capital, receive patronage refund on their interest payments and avail of the loan products and services.

Who are entitled to receive a patronage refund?

The refund may be in cash and/or in the form of a document evidencing the patrons decision to have the cooperative retain the refund as an investment by the patron. Patronage refunds may be paid only to members, or to both member and nonmember users.

What is the rate of patronage refund?

The amount allocated for patronage refund shall not be less than thirty percent (30%) of the net surplus after deducting the statutory reserves based on the principle of equity, provided further, the rate of patronage refund shall not be more than twice the rate of interest on share capital.

What is the dividend rate for Ayala Coop?

Coop also affected by pandemic, declares 5.09% dividend rate and 10.16% patronage refund rate. The Ayala Coop has not been spared from the far-docHubing effects of the Covid-19 pandemic.

How long does it take to get a loan from Ayala Coop?

Loan Processing Loan proceeds shall be released within seven (7) working days provided that the application for loan has been submitted within the prescribed cut-off time and with complete approval and supporting documents.

How do I email Ayala coop?

You can advise us, through customerservice@ampc.org.ph, one day after you made the deposit so we can provide you with email confirmation.

What are the benefits of Ayala Coop members?

Coop members are entitled to earn dividends on their paid-up capital, receive patronage refund on their interest payments and avail of the loan products and services.

How do I email Ayala Coop?

You can advise us, through customerservice@ampc.org.ph, one day after you made the deposit so we can provide you with email confirmation.

Ayala coop loan form 2025

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