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Benefits. Coop members are entitled to earn dividends on their paid-up capital, receive patronage refund on their interest payments and avail of the loan products and services.
The refund may be in cash and/or in the form of a document evidencing the patrons decision to have the cooperative retain the refund as an investment by the patron. Patronage refunds may be paid only to members, or to both member and nonmember users.
The amount allocated for patronage refund shall not be less than thirty percent (30%) of the net surplus after deducting the statutory reserves based on the principle of equity, provided further, the rate of patronage refund shall not be more than twice the rate of interest on share capital.
Coop also affected by pandemic, declares 5.09% dividend rate and 10.16% patronage refund rate. The Ayala Coop has not been spared from the far-docHubing effects of the Covid-19 pandemic.
Loan Processing Loan proceeds shall be released within seven (7) working days provided that the application for loan has been submitted within the prescribed cut-off time and with complete approval and supporting documents.

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You can advise us, through customerservice@ampc.org.ph, one day after you made the deposit so we can provide you with email confirmation.
Coop members are entitled to earn dividends on their paid-up capital, receive patronage refund on their interest payments and avail of the loan products and services.
You can advise us, through customerservice@ampc.org.ph, one day after you made the deposit so we can provide you with email confirmation.

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