Gsis loan form 2025

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The MxLA for Regular and Special members shall not exceed Php5,000,000.00. For example, if the BMS of a permanent regular member is equal to Php450,000.00 and the PPP is 17 years, the maximum loanable amount is Php5,000,000.00, not Php 8,550,000.00 (19 x Php 450,000.00).
A qualified plan may, but is not required to provide for loans. If a plan provides for loans, the plan may limit the amount that can be taken as a loan. The maximum amount that the plan can permit as a loan is (1) the greater of $10,000 or 50% of your vested account balance, or (2) $50,000, whichever is less.
MPL Max offers qualified borrowers the opportunity to borrow up to 19 times their salary or P5 million, whichever is lower, with payment terms extending up to 10 years. The GSIS has eliminated surcharges on existing GSIS loans and waived all service fees.
To apply for the Pag-IBIG MPL, you must have the following requirements on hand: Photocopies of two valid photos and two signature-bearing IDs. Latest payslips equivalent to a months wage. A completed Pag-IBIG Multi-Purpose Loan Application form.
Loanable Amount: The loan amount that may be availed is up to six months times his /her Basic Monthly Pension (BMP) but not more than P 500,000.00. The resulting net monthly pension after pension loan availment and Pensioners Emergency Loan (if any) must be at least 25% of the BMP.

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Maximum Loan amount: Age upto 70 years: Rs. Age above 70 years and upto 75 years: Rs 7.50 lac OR 18 times their net monthly Pension (20 times in case of Defence Pensioners), whichever is lower; Age above 75 years: Rs.

gsis salary loan calculator