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How much will my gap insurance refund be?

How do you calculate a gap insurance refund? You can do a simple calculation to determine how much money youre owed. Take the total cost of your gap insurance and divide it by the months you had coverage. Then, multiply the monthly premium by the months you have left on your policy.

What is the difference between Gap and Gap Plus?

What is the difference between GAP insurance and GAP+ insurance? GAP insurance, or guaranteed asset protection, covers the gap between what you owe and what your car is worth. The plus in GAP+ stands for an additional $1,000 you will receive towards the principal of a replacement vehicle.

Is gap insurance worth it on a car loan?

Gap insurance makes sense for people who put no money down and choose a long payoff period since they may owe more than the cars current value. You may be able to skip gap insurance if you made a down payment of at least 20% on the car when you bought it, or if youre paying off the car loan in less than five years.

What is the gap insurance plus policy?

Your Combined Gap Insurance Plus policy means that if you paid for your car with cash, youll be covered for the shortfall between its purchase value when you bought it, and its market value at the time of the loss, which is what your motor insurer will pay you.

Will gap insurance pay off my loan?

Gap insurance is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the cars depreciated value.

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