Form 8880 instructions-2026

1. Click ‘Get Form’ to open it in the editor.
2. Begin by entering your name and social security number at the top of the form. Ensure that this information matches your tax return.
3. In Section (a), report your contributions to traditional and Roth IRAs on line 1, and any elective deferrals to a qualified plan on line 2. Add these amounts together on line 4.
4. If applicable, enter any distributions received after 2010 in line 5. Subtract this from the total contributions calculated in line 4 on line 6.
5. On lines 8 and 9, determine the smaller amount between line 6 or $2,000 for each spouse if filing jointly. This will help you calculate your potential credit.
6. Finally, complete the Credit Limit Worksheet as instructed to find out how much credit you can claim based on your tax liability.

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