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Policy monthly benefit amounts range from $500 to $5,000. Aflac offers benefit periods of 3, 6, 12, 18, or 24 months for total disability and 3 months for partial disability. Waiting period options are 7, 14, 30, 60, 90, or 180 days. Aflac disability insurance is available in all 50 states.
Although payment is due on that date, you have a 31-day grace period after the premium due date before your policy terminates due to nonpayment. Many of our policyholders like to use our easy and convenient draft plan to pay their premiums.
Send to: Phone:(800) 433-3036. Fax:(866) 849-2970. Email: groupclaimfiling@aflac.com.
Proof of Loss: Written proof that is required to be furnished to the insurer about a loss to help determine the extent of insurer liability. Provider: A facility, licensed as such, that provides health services for an individual.
How long do I have to file a claim? A. There is a one-year timely filing provision in your certificate.

People also ask

We will pay the amount shown when, because of a covered accident, you are injured and those injuries cause confinement to a hospital for at least 24 hours within 90 days after the accident date.
Benefits payable for fractures, dislocations, lacerations, concussions, burns, emergency dental work, eye injuries, and surgical procedures. Benefits payable for initial treatment, X-rays, major diagnostic exams, and follow-up treatments. Benefits payable for physical, speech, and occupational therapy.
Aflac will not pay benefits for an illness, disease, infection, or disorder that is diagnosed or treated by a Physician within the first 30 days after the Effective Date of coverage, unless the resulting Disability begins more than 12 months after the Effective Date of coverage. C.
Accident follow-up - Treatment must be within 30 days, under the care of a physician. Physical therapy - Must be performed by a licensed physical therapist.
If you own an Aflac policy, your cash benefits can be used to help pay your deductible and any leftover medical bills, the mortgage or rent, utilities or other expenses you may have.

aflac hospital indemnity claim form 2022