Association information form 2025

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Colorados HOA reform law in 2022 (HB22-1137) changed this law. Now, an HOA may not foreclose its lien if the debt securing the lien consists of one or both of the following: (1) fines or (2) collection costs or attorneys fees the association incurred that are only associated with assessed fines. (Colo. Rev.
The homeowners associations governing documents contain the rules, regulations, and all other contractual terms that members are bound by. If a property is part of an association, membership is automatic when you purchase that property.
Examples of homeowner association harassment Offensive language, including derogatory comments and personal attacks. Threats of physical, legal, or financial harm. Some residents report that some types of harassment include fines and penalties, as excessive fines may be levied for minor infractions.
If you purchase a home in a new development governed by an HOA, you are required to join it per the legal CCRs recorded for that community. However, existing homeowners generally cannot have a new HOA forced upon them without approval.
Although the developer of a new neighborhood may incorporate an association and subject all of the lots to mandatory membership before the lots are sold, you will need to obtain the homeowners consent if title to their property was not subject to a mandatory association when they acquired their homes.
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The HOA could fine you. The repair could be postponed. You may be asked to redo the work. Depending on the severity of the project, the HOA could take legal action as well and ultimately kick you out of the community for failing to comply.
The short answer is that it depends. Yes, you can refuse to join a homeowners association if you buy a home in a community without a mandatory HOA. However, if the community has a mandatory HOA, you must join as part of the purchase agreement.
Contact Your Buyers Agent Your buyers agent, the real estate professional who helped you purchase your home, can be a valuable resource. They can access the Multiple Listing Service (MLS) and provide the HOAs contact information.

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