House document in usa pdf 2025

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A property deed is a legal document that transfers real estate ownership from a seller to a buyer. Its not the same thing as a title. For a deed to be legal, it must state the name of the buyer and the seller, describe the property being transferred, and include the signature of the party transferring the property.
Deed or official record: Original deed, warranty deed or deed of trust to the property. A utility bill dated between April 2022 and present, must also be included. Mortgage documentation: Mortgage statement, mortgage promissory note or the closing disclosure form.
A property deed, or a house deed, is a legal record that indicates or transfers the ownership of a property, such as a home or land. The deed documents the ownership of the property, and identifies the propertys grantor (seller) and grantee (buyer).
As a seller, your most vital document is the closing statement, also called a settlement statement. Some agents also refer to this as an ALTA, because the American Land Title Association developed the form thats widely used.
The deed is the physical manifestation, a legal document, that proves this property interest. In other words, it shows who owns the house and who doesnt. In some cases, house deeds are simple and straightforward.
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