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When was car insurance mandatory in Illinois? The measure was signed into law in 1988 after 17 years of opposition in the General Assembly, mostly by the insurance industry and some urban legislators. It became effective Jan. 1, 1990.
Mandatory Insurance A vehicle with suspended plates/registration cannot be driven by anyone. To remove the suspension action, you may either visit a Level III Driver Services facility or call the Mandatory Insurance Division at 217-524-4946. Find out more about Illinois Mandatory Insurance Law.
Insurance Basics Illinois requires you to purchase uninsured motorist limits (or coverage) of at least $25,000 per person and $50,000 per accident.
Almost all states require drivers to have auto insurance and the few that dont still hold drivers financially responsible for any damage or injuries they cause.
Liability insurance: Almost all states require a minimum amount of liability insurance. This coverage helps pay for any injuries or damages you cause in a car accident, including those of the other driver and their passengers.
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In Illinois, all motorists are required by law to be covered by liability insurance to defray the cost of injuries or damages caused to other persons or their property in a crash. Without coverage, a single vehicle collision could lead to docHub financial loss and cause you to lose your driving privileges.
Illinois law (625 ILCS 5/7-601) requires all vehicle owners to have minimum amounts of auto liability insurance. In addition, lending institutions may require physical damage insurance (collision coverage) for a financed vehicle.
Compulsory insurance, also known as mandatory insurance, is any insurance coverage required by state law before an individual or business can engage in certain activities, such as operating a vehicle or providing a specific type of service.

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