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5-1-04 Benefit Newsletter - U S Army - army

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The document provides information on the NAF HBP Benefits, focusing on prescription drug coverage and dental plan details. It explains the differences between generic and brand-name drugs, highlighting cost savings with generics and the Aetna formulary. The document also introduces Aetna Navigator, an online tool for managing health benefits, and outlines the dental plan's coverage, emphasizing a higher reimbursement rate for out-of-network services.

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