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This document outlines the procedures for processing Balloon/Reset Mortgages, which are fixed-rate loans requiring a lump sum payment of the unpaid principal balance after a specified period. It details the responsibilities of servicers and document custodians in certifying loan modifications, including necessary documentation and deadlines. Key forms mentioned include the Multistate Balloon Loan Modification (Form 3293) and Custodial Certification Schedule (Form 1034B), with penalties for late submissions.

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Begin by clicking ‘Get Form’ to open the document in our editor.
Review the overview section on Balloon/Reset Mortgages to understand the key concepts and requirements.
Locate the Multistate Balloon Loan Modification (Form 3293) and Custodial Certification Schedule Balloon Loan Modification (Form 1034B) sections. Ensure you have these forms ready for completion.
Fill out Form 3293 with accurate details regarding the loan modification, ensuring all data elements match those required in Form 1034B.
After completing Form 3293, verify that all information aligns with Form 1034B. If discrepancies are found, notify the Servicer immediately for corrections.
Once verified, both the Servicer and Document Custodian must sign and date Form 1034B to confirm accuracy before submission.

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