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Fannie Mae is a leading source of mortgage financing in the United States. We dont originate mortgage loans or lend money directly to borrowers. Instead, we purchase mortgage loans made by lenders, who are then able to use those funds to offer mortgage loans to more people.
What is Freddie Mac and what do they do?
Fannie Mae and Freddie Mac are federally backed home mortgage companies created by the United States Congress. Neither institution originates or services its own mortgages. Instead, they buy and guarantee mortgages issued through lenders in the secondary mortgage market.
Is Freddie Mac a federal contractor?
No. Freddie Mac was chartered by Congress as a private company serving a public purpose.
Is Freddie Mac a primary lender?
No. Freddie Mac does not make loans directly to homebuyers. Our primary business is to purchase loans from lenders to replenish their supply of funds so that they can make more mortgage loans to other borrowers. What is the secondary mortgage market?
What type of loan is Freddie Mac?
Freddie Mac is a government-sponsored enterprise or GSE, created by the federal government to ensure access to home mortgage credit. Freddie Mac has a statutory mission to provide liquidity, stability, and affordability to the U.S. housing market. Freddie Mac does not make loans directly to homebuyers.
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And we continue to lead the housing industry forward, building a better housing finance system for today and for tomorrow. Freddie Mac operates in the U.S. secondary mortgage market. That means we dont lend directly to borrowers but buy loans that meet our standards from approved lenders.
What is the Freddie Mac Foundation?
The Freddie Mac Foundation operates as a non-profit charity. The Foundation, through grant awards, supports programs which advance stable homes and families, foster care and adoption, and academic and career success primarily in the Washington, DC area.
Is Freddie Mac primary or secondary?
ing to its charter, Freddie Mac establishes secondary market facilities for residential mortgages [and] provides that the operations thereof shall be financed by private capital to the maximum extent feasible. In essence, Freddie Macs mission is to provide liquidity, stability, and affordability in the housing
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