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CORPORATE POLICY - Freddie Mac

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Retaliation against any person who in good faith reports an Accounting Matter as defined below or participates in any way in an investigation of an Accounting Matter is prohibited* I. Purpose of this Policy The Sarbanes-Oxley Act of 2002 and the corporate governance rules of the New York Stock Exchange require corporations to establish processes for the receipt retention and prompt resolution of complaints pertaining to accounting internal accounting controls and auditing matters collectively ...

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Does Freddie Mac allow gift of equity?

GIFT FUNDS AND GIFT LETTER REQUIREMENTS Gift funds must be deposited within 90 days of the date of graduation. In addition, Freddie has updated requirements to allow gift letters to state the maximum amount of the gift funds or gift of equity, or the actual amount.

Who leads Freddie Mac?

Michael DeVito is Chief Executive Officer of Freddie Mac, overseeing all aspects of the company. He is also a member of the companys Board of Directors. As CEO, DeVito is dedicated to ensuring that Freddie Mac fulfills its mission of providing liquidity, stability and affordability to the housing market.

Does Freddie Mac allow gift funds from a trust?

Gift funds or a gift of equity are an eligible source of funds for a Mortgage secured by a Primary Residence or second home provided that funds do not have to be repaid and the donor is: A Related Person, or. A trust established by a Related Person, or.

What are the guidelines for Freddie Mac and Fannie Mae?

Credit score: Fannie Mae requires a FICO credit score of at least 620 for fixed-rate mortgages and at least 640 for adjustable-rate mortgages. Freddie Mac asks for a minimum credit score of 620. Down payment: You will need a down payment of at least 3%.

Can Freddie Mac employees accept gifts?

You should not give gifts to or receive gifts from employees. However, a voluntary gift or donation of a reasonable value in honor of a one-time special occasion, such as retirement of an employee with whom you work closely, is permissible. You should not solicit donations or contributions from employees.

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