CORPORATE POLICY - Freddie Mac 2025

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Freddie Mac, one of the biggest buyers of home mortgages in the United States, is considered a secondary market conduit between mortgage lenders and investors. View our informational video (Opens a new window) to learn more about what we do and how we do it. Where can I find information about Freddie Macs businesses?
It is a government-sponsored enterprise under the conservatorship of the Federal Housing Finance Agency (FHFA).
Freddie Mac has an overall rating of 3.8 out of 5, based on over 2,580 reviews left anonymously by employees. 71% of employees would recommend working at Freddie Mac to a friend and 60% have a positive outlook for the business. This rating has improved by 4% over the last 12 months.
Freddie Mac operates in the U.S. secondary mortgage market. That means we dont lend directly to borrowers but buy loans that meet our standards from approved lenders. With the money that lenders receive in return, they can make loans to other qualified borrowers.
No matter where your career in Freddie Mac may take you, how we do our jobs is critical. Our employees embrace and embody our key competencies: lead, collaborate, deliver results, focus on stakeholders, and grow and develop. These competencies are necessary for growth and success in all our roles.
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The primary business of Freddie Mac is to purchase loans from lenders to replenish their supply of funds so they can make more mortgage loans to other bor- rowers. Freddie Mac then issues securities backed by pools of these mortgages that it sells to the capital markets.
The government-backed housing-finance company known as Freddie Mac reported fourth-quarter net income of $3.2 billion, up from $2.9 billion a year earlier. On a per-share basis, Freddie Mac swung to a net profit of a penny from a loss of 5 cents.

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